Simple. Safe. Smart Financial Growth for Everyday People.

EESCREDIT makes savings and microloans easy, trusted, and close to you, through community POS agents, voucher-based access and real-time alerts.

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What Makes Us Different?

POS Agents Near You

Our network of community-based agents are your trusted, accessible points for all EESCREDIT services.

Voucher Simplicity

No need for complex technology. Save and borrow securely with easy-to-use physical vouchers.

Instant Alerts

Stay informed with real-time transaction notifications via SMS or our user-friendly app, every time you transact.

No Collateral Loans

We leverage community trust and your consistent savings history to provide loans, making access simpler.

Cooperative Model

Every naira invested stays within your community, fostering shared prosperity and collective growth for all members.

Two Ways To Belong

Thrift Member

  • Start saving today, no registration fee.
  • Easy entry into financial planning.
  • No BVN required until you need to withdraw.
  • Simple, straightforward savings.

EES Full Member

  • Pay subscription in flexible installments.
  • Unlock access to bigger loans and exclusive dividends.
  • Gain voting rights and opportunities for leadership roles.
  • Participate actively in EESCREDIT’s growth.